IDOWU, GBOLAHAN ADENIRAN, and JOSIAH ENDURANCE OWOLABI. 2026. “TEMPORAL AND CHANNEL-SPECIFIC PATTERNS IN NIGERIAN FRAUD: INTERPRETABLE MACHINE LEARNING ON A LARGE-SCALE SYNTHETIC DATASET”. Unilag Journal of Mathematics and Applications 6 (2), 72 - 87. https://lagjma.unilag.edu.ng/article/view/3040.